Looking to purchase a new property?

Where you are looking at purchasing your first home, second home or investment it makes sense to understand your borrowing capacity before you go house hunting. We always recommend that a pre approval be put in place before you go house hunting to ensure the process is as efficient as possible. A pre-approval can be organised without cost or obligation, and provides you with the confidence you need to manage a transaction on your terms.

First Home Buyers

The decision to purchase your first home can be a daunting experience particularly when you see the amount of information available in the market place. Our mortgage broking partners can confirm your borrowing capacity; assess the most appropriate product; confirm eligibility for various grants or benefits; or confirm how purchases might be structured if you have insufficient capital (eg. with assistance from Parents).

Second Time Home Buyers & Investors

Even second time home buyers and investors can also become bogged down with the amount of product information available in the market place. With busy personal and professional lives, you can save them time and let our mortgage broking partners advise on a solution which is consistent with your overall wealth accumulation/retirement strategy.
Not only do people need to consider tax structures, but specific products also (eg. particular loans for Self Managed Superannuation Funds) – and each of these things is open to change from time-to-time, particularly products as competition becomes more intense.
Obtaining the right advice at the outset can potentially save you lots of time and money down the track.

Superannuation Funds

Changes to Superannuation Laws now enables individuals to unlock their Superannuation to accelerate investment goals by building wealth through property. Further, Self Managed Super Funds can themselves now borrow to purchase property. Not all lenders are favourable to this type of structure and it is worthwhile speaking with the experts in this field. Complete the form and have our Financial Solutions  has a great mix of lending alternatives to cater for this type of structure.

If you are looking at buying an existing property, buying land and constructing your new home, or require Bridging Finance (allowing you to buy before you sell your existing home), our finance broking partners can assist you.

For more information, please complete our ‘loan enquiry‘ form and receive free advice from our finance broking partners.